Privacy Policy

We value the trust you place in us. That's why we insist upon the highest standards for  secure transactions and members information privacy. Please read the following  statement to learn about our information gathering and dissemination practices. 


Our Privacy Policy is subject to change at any time without notice. To make sure you are  aware of any changes, please review this policy periodically. 

By visiting this Website you agree to be bound by the terms and conditions of this  Privacy Policy. If you do not agree please do not use or access our Website. 

By mere use of the Website, you expressly consent to our use and disclosure of  personal information provided by you in accordance with this Privacy Policy. This  Privacy Policy is incorporated into and subject to the Terms of Use. 

1. Collection of Personally Identifiable Information and other Information 

When you use our Website, we collect and store your personal information which is  provided by you from time to time. Our primary goal in doing so is to provide you a safe,  efficient, smooth and customized experience. This allows us to provide services and  features that most likely meet your needs, and to customize our Website to make your  experience safer and easier. More importantly, while doing so we collect personal  information from you that we consider necessary for achieving this purpose. In general, you can browse the Website without telling us who you are or revealing any  personal information about yourself. Once you give us your personal information, you  are not anonymous to us. Where possible, we indicate which fields are required and  which fields are optional. You always have the option to not provide information by  choosing not to use a particular service or feature on the Website. We may  automatically track certain information about you based upon your behaviour on our  Website. We use this information to do internal research on our users' demographics,  interests, and behaviour to better understand, protect and serve our users. This  information is compiled and analysed on an aggregated basis. This information may 

include the URL that you just came from (whether this URL is on our Website or not),  which URL you next go to (whether this URL is on our Website or not), your computer  browser information, and your IP address. 

We use data collection devices such as "cookies" on certain pages of the Website to  help analyse our web page flow, measure promotional effectiveness, and promote trust  and safety. "Cookies" are small files placed on your hard drive that assist us in providing  our services. We offer certain features that are only available through the use of a  "cookie". We also use cookies to allow you to enter your password less frequently  during a session. Cookies can also help us provide information that is targeted to your  interests. Most cookies are "session cookies," meaning that they are automatically  deleted from your hard drive at the end of a session. You are always free to decline our  cookies if your browser permits, although in that case you may not be able to use  certain features on the Website and you may be required to re-enter your password  more frequently during a session. 

Additionally, you may encounter "cookies" or other similar devices on certain pages of  the Website that are placed by third parties. We do not control the use of cookies by  third parties. 

If you choose to buy on the Website, we collect information about your buying  behaviour, preferences, and other such information that you choose to provide. 

If you transact with us, we collect some additional information, such as a billing address,  a credit / debit card number and a credit / debit card expiration date and/ or other  payment instrument details and tracking information from cheques or money orders. 

If you choose to post messages on our message boards, chat rooms or other message  areas or leave feedback or if you use voice commands to shop on the Website, we will  collect that information you provide to us. We retain this information as necessary to  resolve disputes, provide customer support and troubleshoot problems as permitted by  law.

If you send us personal correspondence, such as emails or letters, or if other users or  third parties send us correspondence about your activities or postings on the Website,  we may collect such information into a file specific to you. 

We collect personally identifiable information (email address, name, phone number,  credit card / debit card / other payment instrument details, etc.) from you when you set  up a free account with us. While you can browse some sections of our Website without  being a registered member, certain activities (such as placing an order) do require  registration. We do use your contact information to send you offers based on your  previous orders and your interests. 

2. Use of Demographic / Profile Data / Your Information 

We use personal information to provide the services you request. To the extent we use  your personal information to market to you, we will provide you the ability to opt-out of  such uses. We use your personal information to assist sellers in handling and fulfilling  orders, enhancing customer experience, resolve disputes; troubleshoot problems; help  promote a safe service; collect money; measure consumer interest in our products and  services, inform you about online and offline offers, products, services, and updates;  customize and enhance your experience; detect and protect us against error, fraud and  other criminal activity; enforce our terms and conditions; and as otherwise described to  you at the time of collection. 

With your consent, we will have access to your SMS, contacts in your directory, location  and device information and we may request you to provide your PAN and Know-Your Customer (KYC) details to check your eligibility for certain products/services including  but not limited to credit and payment products etc., to enhance your experience on the  platform and provide you access to the services being offered by us, our affiliates or  lending partners. Access, storage and use of this data will be in consonance with  applicable laws. You understand that your access to these products/services may be  affected in the event consent is withdrawn. 

In our efforts to continually improve our product and service offerings, we and our  affiliates collect and analyse demographic and profile data about our users' activity on  our Website.

We identify and use your IP address to help diagnose problems with our server, and to  administer our Website. Your IP address is also used to help identify you and to gather  broad demographic information. 

We will occasionally ask you to complete optional online surveys. These surveys may  ask you for personal information, contact information, date of birth, demographic  information (like zip code, age, or income level), attributes such as your interests,  household or lifestyle information, your purchasing behaviour or history, preferences,  and other such information that you may choose to provide. We use this data to tailor  your experience at our Website, providing you with content that we think you might be  interested in and to display content according to your preferences. 


A "cookie" is a small piece of information stored by a web server on a web browser so it  can be later read back from that browser. Cookies are useful for enabling the browser to  remember information specific to a given user. We place both permanent and  temporary cookies in your computer's hard drive. The cookies do not contain any of  your personally identifiable information. 

3. Sharing of personal information 

We may share personal information with our other corporate entities and affiliates.  These entities and affiliates may market to you as a result of such sharing unless you  explicitly opt-out. 

We may disclose personal information to third parties. This disclosure may be required  for us to provide you access to our Services, for fulfillment of your orders, or for  enhancing your experience, or to comply with our legal obligations, to enforce our User  Agreement, to facilitate our marketing and advertising activities, or to prevent, detect,  mitigate, and investigate fraudulent or illegal activities related to our Services. We do  not disclose your personal information to third parties for their marketing and  advertising purposes without your explicit consent. 

We may disclose personal information if required to do so by law or in the good faith  and belief that such disclosure is reasonably necessary to respond to subpoenas, court  orders, or other legal process. We may disclose personal information to law 

enforcement offices, third party rights owners, or others in the good faith and belief that  such disclosure is reasonably necessary to: 

enforce our Terms or Privacy Policy; respond to claims that an advertisement, posting or  other content violates the rights of a third party; or protect the rights, property or  personal safety of our users or the general public. 

We and our affiliates will share / sell some or all of your personal information with  another business entity should we (or our assets) plan to merge with, or be acquired by  that business entity, or re-organization, amalgamation, restructuring of business. Should  such a transaction occur that other business entity (or the new combined entity) will be  required to follow this privacy policy with respect to your personal information. 

4. Links to Other Sites 

Our Website links to other websites that may collect personally identifiable information  about you. Cosmopolitan Club is not responsible for the privacy practices or the content  of those linked websites. 

5. Security Precautions 

Our Website has stringent security measures in place to protect the loss, misuse, and  alteration of the information under our control. Whenever you change or access your  account information, we offer the use of a secure server. Once your information is in our  possession we adhere to strict security guidelines, protecting it against unauthorized  access. 

6. Choice/Opt-Out 

We provide all users with the opportunity to opt-out of receiving non-essential  (promotional, marketing-related) communications from us on behalf of our partners,  and from us in general, after setting up an account. If you want to remove your contact  information from all Cosmopolitan Club lists and newsletters, please visit unsubscribe. Please Contact Club office. 

7. Advertisements on Cosmopolitan Club 

We use third-party advertising companies to serve ads when you visit our Website.  These companies may use information (not including your name, address, email 

address, or telephone number) about your visits to this and other websites in order to  provide advertisements about goods and services of interest to you. 

8. Your Consent 

By using the Website and/ or by providing your information, you consent to the  collection and use of the information you disclose on the Website in accordance with  this Privacy Policy, including but not limited to your consent for sharing your information  as per this Privacy Policy. If you disclose any personal information relating to other  people to us, you represent that you have the authority to do so and to permit us to use  the information in accordance with this Privacy Policy. 

If we decide to change our Privacy Policy, we will post those changes on this page so  that you are always aware of what information we collect, how we use it, and under  what circumstances we disclose it.

Privacy Policy